Easy Cash Loans Online

Our online cash loans offer fast and easy approval process.

Once approved, funds can be deposited into your bank account within hours, making our online cash loans a convenient choice for those seeking immediate financial help.

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Estimated Monthly Installment

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Get more done with easy online cash loans

 

At Mr Cash Loans: We mainly deal in online cash loans (also known as loans, online loans, personal loans, and easy loans). All of these are terms that are used to describe, fast loans that can be approved online, with no need for you to do any branch visits.

All of our loan products are unsecured loans, meaning that you do not need surety in the form of an asset, such as your house or car, to secure your loan. With an unsecured loan, the lender agrees to lend you money without taking a form of security.

We are here to help you with a number of different loan options. There is no longer a need to be concerned about waiting in long lines or making your way through the unfair lending practices of the larger banks.

Most financial institutions will approve or deny a loan in 1 to 2 banking days. If you have difficulty in getting loans approved come to us for excellent service and fast approval. The ability to take back control of your finances is now squarely within your hands.

 

Easy online loans and cash loans

 

Our online loans:

 

There are several options when it comes to lenders who provide cash loans online. We mainly focus on three types of loans.

  1. Personal loans online - These loans have longer payment terms and larger loan amounts. Our lenders that offer personal loans do loans with repayment terms up to 72 months with loan amounts going up to R300,000. Lending criteria for these loans are more strict. You need a fair to good credit rating to apply for these.
  2. Short-term cash loans - These cash loans have a repayment term of up to 6 months. Loan amounts for these short-term go up to R8,000. Our short-term lenders can complete one of these within the same day, depending on your ability to supply us with the correct information and documents.
  3. Small cash loans online - Our payday loans can offer loan amounts of up to R4,000. The term on these loans can be up to 3 months. These loans, are only meant to help you out of a very short-term financial bind.
  4. Online loans - All our loan products fall under online loans. It means that we can assist you with a loan where ever you are based in South Africa. You do not have to come in and visit us face to face you can get your loan approved by just applying and submitting documents. > Read more about online loans.

 

Our loan service providers may have slightly different lending terms and criteria. Therefore, it is important, to consider all options available to you. Factors to consider, your current credit report and current affordability, could potentially limit the borrowing options available to you.

Getting an online loan in South Africa is easy and convenient. There are many reputable lenders that offer online loans to individuals and businesses across South Africa.

 

Tips for fast, easy online cash loan approval:

 

  • Please complete our online cash loan application.
  • It is crucial to ensure that your email and cellphone number are accurate and accessible.
  • Provide the necessary documents promptly when requested for verification purposes.
  • Even if you have less than perfect credit, you can still submit a loan request with us. There is no need to feel embarrassed or ask friends or family members for financial assistance.
  • You can conveniently apply for a loan from the comfort and privacy of your home or office, without the need for any branch visits. Our online loan application process is quick and easy.
  • Once your loan is fully approved, the funds can be available in your account within hours. Apply now to experience a hassle-free and efficient borrowing experience.
 

What you need to get an online cash loan?

 

  • South African ID book or ID Smart Card
  • Latest Payslip
  • Latest 3 month Internet Bank statements

Loans available

Loan terms and Cost of credit:

  • Loans Available R1,000 up to R300,000
  • ✓  Terms available 1 month to 72 months

If you want to calculate an estimated monthly online loan installment.>Try our Loan Calculator


 

How much will it cost to get online loans?

The interest rates for online loans in South Africa vary depending on the lender and the type of loan. The interest rate will depend on the loan amount, loan term and credit profile of the applicant.

By applying online you will have a chance to compare different lenders and their interest rates and fees. It is important to note that different lenders have different fees and repayment terms. Therefore, it is important to compare different lenders before making a decision.

Please read more about the cost of credit.

 

Cost of short term loans
(1 - 6 Months):

  • ✓ Borrow from R500 to R8000.
  • 1 to 6 month repayment.
  • ✓ Interest from 36% APR to maximum 60% APR
  • ✓ as prescribed and governed by the NCA for unsecured loans with a repayment period of up to 6 months
  • ✓ Cost of credit consist of initiation fee, monthly fee, interest and credit life.

> Get started short term loans


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Cost of personal loans
(12 months and more):

  • ✓  Loan available: R8,000 up to R200,000
  • ✓ with a repayment period of 12 months or more.
  • ✓ Annual Interest Rate is the Repo rate plus a maximum of 21% 
  • ✓ as prescribed and governed by the NCA (National Credit Act, 2005) for unsecured loans
  • ✓ Cost of credit consist of initiation fee, monthly fee, interest and credit life.

> Get started personal loan